If you're a debit card user, you know your PIN by heart. It's not unlike walking or breathing; simply put, it comes naturally to you. How do you know that your personal identification number is the perfect one, though? Did you know that there are ways you can find the perfect PIN that you can remember without others discovering? Here are 4 of the most useful financial tips that Robert Jain will be able to provide.
First and foremost, make sure that your PIN isn't overly simple. This might be a given, but you'd be amazed by the number of people that go with a number as simple as "1234." Anyone that's looking to get into your personal information will probably go for this number first, which means that you'd be wise to go with something that's more complicated. Reputable authorities on finance like Bob Jain will say the same.
Additionally, you should think about selecting a PIN based on a word that holds some relevance to you. Let's say that, for the sake of argument, that you have a dog. Your pet's name, provided it's 4 letters long, can be easily entered on a phone since they correlate to different numbers. "Nick," for example, would be "6425" on a standard phone. Keep this in mind if you're stumped on what you'd like your PIN to be.
Once you have the perfect PIN decided, don't let anyone know what it is. Your PIN should be yours, and yours alone, to know and no one else should be privy to it. Even if the person you're sharing this information with is trusted, like a parent or sibling, you'd be wise to keep it to yourself anyway. When it comes to your finances, no matter how much money you have in your bank, there's no such thing as being too careful.
Finally, if you're going to choose the right PIN, you might also want to change it every few years or so. This isn't much different from a password for your email account, as you'll want to switch it up in order to keep it from being hacked into. Once again, your new PIN should be easily remembered while still being complex enough so it's not easily discovered. For financial newbies and experts alike, this is one of the most important steps you can take.
First and foremost, make sure that your PIN isn't overly simple. This might be a given, but you'd be amazed by the number of people that go with a number as simple as "1234." Anyone that's looking to get into your personal information will probably go for this number first, which means that you'd be wise to go with something that's more complicated. Reputable authorities on finance like Bob Jain will say the same.
Additionally, you should think about selecting a PIN based on a word that holds some relevance to you. Let's say that, for the sake of argument, that you have a dog. Your pet's name, provided it's 4 letters long, can be easily entered on a phone since they correlate to different numbers. "Nick," for example, would be "6425" on a standard phone. Keep this in mind if you're stumped on what you'd like your PIN to be.
Once you have the perfect PIN decided, don't let anyone know what it is. Your PIN should be yours, and yours alone, to know and no one else should be privy to it. Even if the person you're sharing this information with is trusted, like a parent or sibling, you'd be wise to keep it to yourself anyway. When it comes to your finances, no matter how much money you have in your bank, there's no such thing as being too careful.
Finally, if you're going to choose the right PIN, you might also want to change it every few years or so. This isn't much different from a password for your email account, as you'll want to switch it up in order to keep it from being hacked into. Once again, your new PIN should be easily remembered while still being complex enough so it's not easily discovered. For financial newbies and experts alike, this is one of the most important steps you can take.
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Please consult Bobby Jain if you would like more financial help.. This article, Robert Jain: 4 Tips For Choosing The Perfect PIN is available for free reprint.
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