A 4 carat diamond ring price can easily cost as much as a brand new top of the range luxury automobile. Depending on the cut, color and clarity an average quality single stone costs anything upwards of $50,000, with a top grade stone being nearer to $100k. The value of metal used to set the stone can add another few thousand dollars to the overall cost.
One cheaper alternative is to use multiple small stones to achieve the same CT. This can save 30-40 percent on the cost when compared to a ring set with a single gem. Smaller stones are easier to obtain and are not as rare as the larger single gem.
Whether you choose a single stone or several smaller ones, will impact on the cost of insurance premiums. Insurance brokers take into account several factors when determining how much insurance will cost. One of the factors they will consider will be the cost of replacing a gemstone, should one be lost or damaged.
It is common practice for sellers to offer insurance on items they sell. It is not always the cheapest of the most appropriate insurance policy for your needs. Talk to a reliable insurance broker to obtain expert advice on insurance cover and costs.
The price of valuable jewelry includes the sellers markup. The markup covers the sellers overheads and profit. Buying from a boutique jeweler may cost more for a similar product bought from a large chain store retailer of jewelry.
Before spending a large amount of money on a piece of jewelry, shop around and research on the internet to compare prices. Should you decide to purchase from a seller through the internet, take steps to confirm that you are buying from a legitimate seller. If you are offered a 4 carat diamond ring price that is well below those offered by other sources, it could be a sign that the stone is off inferior quality.
One cheaper alternative is to use multiple small stones to achieve the same CT. This can save 30-40 percent on the cost when compared to a ring set with a single gem. Smaller stones are easier to obtain and are not as rare as the larger single gem.
Whether you choose a single stone or several smaller ones, will impact on the cost of insurance premiums. Insurance brokers take into account several factors when determining how much insurance will cost. One of the factors they will consider will be the cost of replacing a gemstone, should one be lost or damaged.
It is common practice for sellers to offer insurance on items they sell. It is not always the cheapest of the most appropriate insurance policy for your needs. Talk to a reliable insurance broker to obtain expert advice on insurance cover and costs.
The price of valuable jewelry includes the sellers markup. The markup covers the sellers overheads and profit. Buying from a boutique jeweler may cost more for a similar product bought from a large chain store retailer of jewelry.
Before spending a large amount of money on a piece of jewelry, shop around and research on the internet to compare prices. Should you decide to purchase from a seller through the internet, take steps to confirm that you are buying from a legitimate seller. If you are offered a 4 carat diamond ring price that is well below those offered by other sources, it could be a sign that the stone is off inferior quality.
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For additional information about buying loose diamonds for sale, and to access information on wholesale diamonds, simply visit the Investment Diamond Exchange (IDX) website to browse our extensive inventory.
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